Main Office: 3520 NW 43rd Street • Gainesville, Florida 32606 • Telephone: (352) 335-2564 • Facsimile: (904) 339-9061 • E-Mail:


In today's economy, every bit of revenue can be crucial to the survival of a business. We at The Ruth Law Group eagerly assist businesses of every type and size throughout the State of Florida with maximizing revenue streams from delinquent accounts. Our law firm offers advocacy and counseling in the area of collections law, including assistance with the collection of consumer debt (e.g., credit cards, consumer finance agreements, and "open accounts"), commercial (business to business) debt, post-judgment collection proceedings, and insufficent funds check ("bad checks") collection. Additionally, in collaboration with The GTR Group, LLC, a debt purchasing company wholly owned by the The Ruth Law Group's principals, we offer debt purchasing services to businesses who wish to sell delinquent debt for a percentage of the outstanding amount.

Richard L. Ruth, Esq. and Sharon Ruth, Esq., the principals of The Ruth Law Group, each have over 13 years of experience in business, insurance, foreclosure and collections law. We provide legal representation services throughout Florida for some of the nation's largest banks, credit card companies and debt holding companies, as well as many small and medium-sized businesses, such as retail establishments, construction contractors, and leasing companies. We work with each client to provide individualized services that will help that client maximize revenue from delinquent accounts. Services we offer include attorney demand letters and the pursuit of litigation to collect delinquent sums owed. As a law firm, we are able to offer services which traditional collection agencies may not, which can help to increase the effectiveness of debt collection from certain debtors that resist traditional collection agency efforts.

Please explore our website and its services as indicated on the left, and please contact us to discuss how we may be able to assist your business with its debt collection needs. We look forward to partnering with you!

Richard Ruth

The hiring of a lawyer is an important decision that should not be based solely upon advertisements.  Before you decide, ask us to send you free written information about our qualifications and experience.  This site is established to provide accurate and reliable information about the law practices of Attorneys Richard L. Ruth, Esquire and Sharon N. Ruth, Esquire, whose main office is located at 3520 NW 43rd Street in Gainesville, Florida, telephone (352) 335-6748.  No information provided here is to be considered legal advice, nor does use of this site create an attorney-client relationship.